Privacy Policy

We recognize and respect the privacy expectations of today’s consumers and the requirements of applicable federal and state privacy laws. We believe that making you aware of how we use your non-public personal information (“Personal Information”), and to whom it is disclosed, will form the basis for a relationship of trust between us and the public that we serve. This Privacy Statement provides that explanation. We reserve the right to change this Privacy Statement from time to time consistent with applicable privacy laws.

In the course of our business, we may collect Personal Information about you from the following sources:

•    From applications or other forms we receive from you or your authorized representative;

•    From your transactions with, or from the services being performed by us;

•    From our internet web sites;

•     From the public records maintained by governmental entities that we obtain directly from those entities.

Our Policies and Practices Regarding the Sharing of Your Personal Information 

WE DO NOT DISCLOSE OR SHARE ANY NON-PUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.

We take privacy concerns very seriously and will only disclose your Personal Information when you direct or give us permission, when we are required by law to do so, or when we suspect fraudulent or criminal activities. We also may disclose your Personal Information when otherwise permitted by applicable privacy laws such as, for example, when disclosure is needed to enforce our rights arising out of any agreement, transaction or relationship with you.

We maintain physical, electronic and procedural safeguards to protect your Personal Information from unauthorized access or intrusion. We limit access to the personal Information only to those employees who need such access in connection with providing products or services to you or for other legitimate business purposes.

One of the important responsibilities of our company is to record documents in the public domain. Such documents may contain limited Personal Information.

Remember that e-mail is not necessarily secure against interception. If your communication is very sensitive, or includes information such as your bank account, charge card, or social security number, you should not send it electronically unless it is encrypted.

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